High Yield Mortgage Fund
The Elite Opportunity Fund
In 2008, when Pine Financial Group was established, we only worked with individuals who were willing to invest in single notes, often called Private Money Investing or Trust Deed investing. These individuals would fund the entire deal and collect a set interest rate. If there was a payment default, the payment to them would stop. If we were forced to repossess the property, the investor ended up with the property. This strategy worked well, and Pine Financial Group grew quickly.
After about a year, we started to get feedback that investors wanted something more. Here is the feedback we were receiving:
- Investors wanted more diversification.
- Investors wanted a smaller investment amount.
In the unlikely event of a problem with a private money investment, the investor who owns the individual note is left holding the bag. A large chunk of money is in that one investment. This can be OK if the investor is investing in multiple notes. For example, we have an investor with over $16,000,000 invested in private money investments with us. Although he only wants individual deals, he is still diversified because he owns multiple notes. Investors with smaller amounts to invest that can only purchase one or two notes is taking additional risk by taking diversification out of the equation.
If that same investor invests in a fund, he or she will automatically receive the benefit of diversification because that fund is invested in several private money investments. If one investment goes bad, the other investments continue to produce cash-flow, reducing the risk on any one deal. Further, in our Elite Opportunity Fund, you get the benefit of a consistent 8% return.
With individual private money investments, you will be expected to purchase an entire note. This could be hundreds of thousands of dollars. In fact, it is extremely rare for Pine Financial Group to originate a loan for under $100,000. This size of investments makes it more challenging for some investors to get involved in private money investing. With our Elite Opportunity Fund, you can get involved with as little as $25,000.
To get more information on investing in our Elite Opportunity Fund, please complete the following Intake Form and we will be in touch.
Invest with Pine Financial Group
For more information on investing in our Elite Opportunity Fund, please complete the following Intake Form and we will be in touch.
THE UNSECURED PROMISSORY NOTES (“NOTES”) ARE BEING OFFERED ONLY IN THE STATES OF COLORADO AND MINNESOTA. NO NOTES WILL BE SOLD WITHOUT PROPER AUTHORIZATION. THESE NOTES ARE NOT FDIC INSURED. THIS ANNOUNCEMENT IS NEITHER AN OFFER TO SELL NOR A SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. THIS OFFERING IS MADE BY PROSPECTUS ONLY. AN OFFERING CIRCULAR CAN BE REQUESTED BY CONTACTING THE COMPANY REPRESENTATIVE, MR. KEVIN AMOLSCH AT (303) 835-4445.
THE NOTES HAVE NOT BEEN RECOMMENDED BY ANY FEDERAL OR STATE SECURITIES COMMISSION OR REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT DETERMINED THE ACCURACY, ADEQUACY, TRUTHFULNESS, OR COMPLETENESS OF THIS DOCUMENT AND HAVE NOT PASSED UPON THE MERIT OR VALUE OF THE NOTES, OR APPROVED, DISAPPROVED OR ENDORSED THE OFFERING. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF PINE FINANCIAL GROUP, INC. AND THE TERMS OF THE OFFERING, INCLUDING THE DISCLOSURE, MERITS AND RISKS INVOLVED. PFG FUND III, LLC HAS NO OPERATIONS AND OWNS NO PROPERTIES, THE COMPANY MAY NOT BE ABLE TO FUND SUCH INTEREST PAYMENTS, IN ADDITION INVESTORS COULD LOSE THEIR ENTIRE INVESTMENT. IF PFG FUND III, LLC CANNOT GENERATE SUFFICIENT REVENUE AND CEASE OPERATIONS, YOU MAY LOSE YOUR ENTIRE INVESTMENT.