Become a Private Money Investor
Making the decision to become a Private Money Investor is a good one. Private Money Investing or Trust Deed Investing (same thing) can be an extremely secure and steady investment. Visit the investment process page to get more details on the next steps. Some of the savviest investors love private money investing because it provides:
- A Secure Investment
- High Returns
- It’s Passive
If you become a private money lender on your own, and are doing it correctly, any loan you make will be secured by some type of collateral. Pine Financial Group secures all its loans with Real Estate. Doing it this way provides a backstop if there is ever a problem with the borrower making payments on the loan or repaying the money they borrowed. In that case, we have the option to repossess the property, so our loans are always backed by a real asset.
The great thing about using real estate as collateral is it is a finite asset that is needed. People must live somewhere, so although we might see a decline in values, over time real estate is an appreciating asset. It is also insurable, so if it is ever damaged it can be repaired. This sounds funny, but real estate is also great collateral for private money investing because it is not mobile. Someone cannot steal it or hide it like other hard assets. It is also extremely transparent, meaning you can see who owns it, who has loans against it and you can go out and see and touch it. Real estate is an asset class that will always have value because it is needed, and it is limited.
It is not uncommon to get 10%-12% returns for these notes when you are doing this on your own. Small real estate developers and fix and flippers are willing to pay higher rates on these loans because it provides them with the much-needed capital to run their business. Banks are increasingly hard to work with as guidelines are always changing and draw processes are slow and cumbersome. Many banks don’t want these loans because they pay off so quickly. Using private money, real estate investors and developers can close on projects quickly, keep the cash flow moving with an easy draw processes, and can grow their company with access to capital. These are normally highly qualified borrowers that see the value in private money and are willing to pay for that value.
With the exception of always needing to replace loans that payoff, which can be quite often, these are extremely passive investments. You will never worry about a tenant locking themselves out, getting a call for a leaky toilet, or deal with contractor excuses. The only work you will need to do is service the loan and replace them when they pay off; which could easily be outsourced to a private money investment broker or loan servicer. If you are looking for something that is 100% passive, be sure to check out our Elite Opportunity Fund.
Invest with Pine Financial Group
For more information on investing in our Elite Opportunity Fund, please complete the following Intake Form and we will be in touch.
THE UNSECURED PROMISSORY NOTES (“NOTES”) ARE BEING OFFERED ONLY IN THE STATES OF COLORADO AND MINNESOTA. NO NOTES WILL BE SOLD WITHOUT PROPER AUTHORIZATION. THESE NOTES ARE NOT FDIC INSURED. THIS ANNOUNCEMENT IS NEITHER AN OFFER TO SELL NOR A SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. THIS OFFERING IS MADE BY PROSPECTUS ONLY. AN OFFERING CIRCULAR CAN BE REQUESTED BY CONTACTING THE COMPANY REPRESENTATIVE, MR. KEVIN AMOLSCH AT (303) 835-4445.
THE NOTES HAVE NOT BEEN RECOMMENDED BY ANY FEDERAL OR STATE SECURITIES COMMISSION OR REGULATORY AUTHORITY. FURTHERMORE, THE FOREGOING AUTHORITIES HAVE NOT DETERMINED THE ACCURACY, ADEQUACY, TRUTHFULNESS, OR COMPLETENESS OF THIS DOCUMENT AND HAVE NOT PASSED UPON THE MERIT OR VALUE OF THE NOTES, OR APPROVED, DISAPPROVED OR ENDORSED THE OFFERING. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF PINE FINANCIAL GROUP, INC. AND THE TERMS OF THE OFFERING, INCLUDING THE DISCLOSURE, MERITS AND RISKS INVOLVED. PFG FUND III, LLC HAS NO OPERATIONS AND OWNS NO PROPERTIES, THE COMPANY MAY NOT BE ABLE TO FUND SUCH INTEREST PAYMENTS, IN ADDITION INVESTORS COULD LOSE THEIR ENTIRE INVESTMENT. IF PFG FUND III, LLC CANNOT GENERATE SUFFICIENT REVENUE AND CEASE OPERATIONS, YOU MAY LOSE YOUR ENTIRE INVESTMENT.